Known scam pattern · known_scam_pattern · Regulator warning
Fake tutoring-client overpayment check
A supposed family or student sends too much by check and asks the tutor to forward the difference, buy supplies, or pay another person.
Scout's verdict
The bank may make funds look available before discovering the check is counterfeit; money the tutor sends out is real and is not recovered when the check reverses.
Good fit: No one.
Drawbacks
- direct financial loss
- identity-theft exposure
- no real job or client
Red flags
- a check before meeting the student
- payment above the agreed amount
- instructions to forward money
- gift card or wire requests
Getting started
- Stop contact and do not send money
- Verify any employer through a separately found official channel
- Contact the payment provider if money was sent
- Report the incident to the FTC
Why this score
The mechanics match an FTC-documented job-scam pattern involving payment for work, a fake check, or identity theft.
Composite Scout risk read: 81 (Higher composite risk). This is not a community aggregate — community reports start empty.
Economics
Pay basis: No legitimate pay
There is no legitimate earning stream; displayed or promised pay is bait.
Fees: The target is asked to pay, deposit a fake check, buy equipment or gift cards, or forward real money.
Time to first dollar: None; a small bait payment or temporarily available bank balance is not genuine earnings.
Common expenses
- direct cash loss
- bank reversal
- identity theft
- recovery scam exposure
Keep gross, platform payout, expenses, pre-tax operating net, and time separate. Never treat gross receipts as take-home.
Fit & eligibility
Capital band: none · incremental startup $0–$0
Hours/week (typical band): 0–0
Geography: US · local
The pitch may appear in job boards, email, text messages, social media, or messaging apps.
Official evidence
Official-source verified is not community verified. Reviewed 2026-07-10; review by 2027-07-10.
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Job Scams
Federal Trade Commission · regulator · accessed 2026-07-10
Community observations
No reviewed reports yet. Report counts, comments, and payout statistics begin empty and grow only from moderated real records. We will never invent discussion text or leaderboard activity.
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